Do not receive paper accept bill again: After 6 months, will

Published on 2018-11-26
Recently, silver-colored inspect can issue new rule ” the announcement that crosses province note business about orgnaization of normative banking finance ” (silver protects inspect to do hair 〔 2018 〕 21) , normative finance orgnaization crosses province note business, and ask after 6 months, stop to begin bill of the paper quality that cross a province to trade, scope of business: Include the business giving a letter such as bill accept, discount already, also included bill to turn discount, buy return carry out (sell piece counter-purchase) etc trade kind of business.
 
   The Bank of China is sure to supervise administrative committee to release
 
  ” the announcement that crosses province note business about orgnaization of normative banking finance “
 
Recently, the Bank of China is sure to supervise administrative committee to release ” the announcement that crosses province note business about orgnaization of normative banking finance ” (the following abbreviation ” announcement ” ) , to banking finance orgnaization business of the note that cross a province has a standard.
 
” announcement ” in all 5, to banking finance orgnaization business of the note that cross a province undertook limitting, the problem that exists in the light of business raises normative requirement.
 
It is to crossing a province note business undertakes limitting. ” announcement ” cross banking finance orgnaization cent of province note business to be believed to award kind of business and trade kind of business, undertook limitting respectively to two kinds of business.
 
2 it is hidden danger of main to note business risk puts forward to superintend a requirement. Financial orgnaization fulfils requirement banking to already had it is superintendency requirement, important to strengthen link risk control, strengthen employee manages and breed add up to compasses culture to wait.
 
3 it is to be aimed at cross a province to trade kind of business put forward to superintend a requirement. Orgnaization of requirement banking finance begins the bill that cross a province to trade through note market infrastructure, the bill of the paper quality that cross a province with limitative bigger risk trades.
 
4 it is to be aimed at cross a province to award believe kind of business to put forward to superintend a requirement. Orgnaization of requirement banking finance builds different ground to give a letter interior management system, execute strict accredit management and build mechanism of internal cooperative control to wait.
 
5 it is aggrandizement crosses province note business to superintend. Ask various superintendency branch strengthens business to monitor with the examination, supervise and urge to the problem of discovery banking finance orgnaization is rectified and reform ask duty, depend on lawfully compasses give punishment.
 
” announcement ” carry out be helpful for banking finance orgnaization closing rule is firm manage, reduce the credit risk of business of the note that cross a province and operation risk, be helpful for reducing capital to be inside financial system idling, economy grows better service substance.
 
   The Bank of China is sure to supervise administrative committee to concern sectional chief
 
  ” the announcement that crosses province note business about orgnaization of normative banking finance ” answer the reporter asks
 
For business of note of orgnaization of finance of farther normative banking, be on guard effectively risk, promotion serves hypostatic economy qualitative effect, recently, the Bank of China is sure to supervise administrative committee to release ” the announcement that crosses province note business about orgnaization of normative banking finance ” (the following abbreviation ” announcement ” ) . The Bank of China is sure to supervise administrative committee to concerned sectional chief to answer reporter query with respect to pertinent question.
 
   One, how to limit business of the note that cross a province?
 
Answer: Bill accept, discount award believe kind of professional work, register the ground to whether be with applicant of banking finance orgnaization and its branch seat and accept applicant, discount same province (municipality, municipality directly under the Central Government) the basis that whether is the business that cross a province as judgement; Bill turns discount, buy return carry out (sell piece counter-purchase) etc trade kind of business, trade with its with banking finance orgnaization and its branch seat whether is seat of adversary business place same province (municipality, municipality directly under the Central Government) the basis that whether is the business that cross a province as judgement.
 
   2, ” announcement ” what is main content?
 
Answer: ” announcement ” in all 5, include to save note business to undertake limitting to crossing, hidden danger of main to note business risk raises superintendency requirement, trade in the light of the bill that cross a province kind of business put forward to superintend a requirement, give a letter in the light of the bill that cross a province kind business puts forward to superintend requirement and aggrandizement to cross province bill to superintend those who wait for 5 respects.
 
   3, make photograph comparing with original and relevant compasses, ” announcement ” have what new requirement
 
Answer: ” announcement ” raise relevant superintendency requirement in the light of business of the note that cross a province first: It is to ask banking finance orgnaization passes system of electronic commerce draft and Chinese bill to trade the note market infrastructure such as the system begins bill of the electron that cross a province and paper bill electron to change trade, ask from ” announcement ” after 6 months since the day of print and distribute, stop to begin bill of the paper quality that cross a province to trade; 2 it is to ask banking finance orgnaization is careful begin professional work of accept of the bill that cross a province, discount, plan to begin or already began relevant professional work, should build different ground to award letter interior to run a system, execute strict accredit management, build a branch between wait with control mechanism in coordination.
 
   The Bank of China is sure to supervise administrative committee general office
 
  Cross the announcement that saves note business about orgnaization of normative banking finance
 
  Silver protects inspect to do hair 〔201821Date
 
Each silver-colored inspect bureau, each large bank, share-holding system bank, mail store bank, foreign capital bank:
 
For business of note of orgnaization of finance of farther normative banking, be on guard effectively risk, promotion serves hypostatic economy qualitative effect, concern item to inform as follows with respect to business of the note that cross a province now:
 
One, what this announcement calls the bill that cross a province business is to point to banking finance orgnaization and its branch are his to be in a province (municipality, municipality directly under the Central Government) the bill accept that the business that registers with nonlocal area deals with, discount award believe kind of professional work, and the province is in in its with business place (municipality, municipality directly under the Central Government) with nonlocal area trade the bill that begins between main body turns discount, buy return carry out (sell piece counter-purchase) etc trade kind of business.
 
2, banking finance orgnaization should be fulfilled strictly ” the announcement that superintends health of stimulative note market to develop about strengthening note business ” (2016 〕 of silver hair 〔 126) , ” the announcement that hints about note business risk ” (silver-colored inspect does 2015 〕 of hair 〔 203) with ” , strengthen the management giving a letter of pair of bill accept, discount, bill turns discount and buy return carry out (sell piece counter-purchase) business trades the risk control of the important segment such as management of adversary management, account of settle accounts of a person of same business. Strengthen employee action management continuously, forbidden employee participates in intermediary of of all kinds bill and fund broker activity. Exert oneself is bred combine compasses management culture, raise administrative layer and employee to add up to compasses consciousness, establish careful management concept.
 
3, banking finance orgnaization should receive system of draft of commerce of people bank electron and bill of China of Shanghai bill bourse to trade as soon as possible system, increase electronic bill ceaselessly turning discount, buy return carry out (sell piece counter-purchase) wait for bill to trade business is occupied mediumly than. Banking finance orgnaization should pass system of electronic commerce draft and Chinese bill to trade the note market infrastructure such as the system begins bill of the electron that cross a province and paper bill electron to change turn discount, buy return carry out (sell piece counter-purchase) trade.
 
Bill of the paper quality that cross a province already was begun to turn before informing print and distribute originally discount, buy return carry out (sell piece counter-purchase) of business, inside 6 months since the day that notifies print and distribute originally oneself, can continue to begin relevant professional work, but should press stage by stage fall business dimensions; After informing the day of print and distribute of 6 months originally, should stop to begin relevant professional work, the business that put an amount is stopped naturally after the contract expires.
 
4, banking finance orgnaization should careful begin professional work of accept of the bill that cross a province, discount, business begins dimensions and development speed to should cross a province to award photograph of letter government ability to suit with its. Plan to begin or already began relevant professional work, should build the different land that includes the kind giving a letter such as bill accept, discount to award letter interior to run a system; Should execute rigorous accredit management, the legal person headquarters of banking finance orgnaization according to this orgnaization relevant business manages canal of risk of regulation, branch to accuse economy of ability, region to develop the executive difference such as category of client of state, cause to change accredit; Should build a branch between in coordination with control mechanism, avoid occurrence interior to compete, set a branch in client seat, in principle of bill accept, discount should be dealt with by local branch, according to ” the directive opinion that general office of the State Council supplies catenary innovation and application about be being advanced actively ” (the country does 2017 〕 of hair 〔 84) begin with supply chain afore-mentioned relevant business except.
 
5, various superintendency branch should monitor banking finance orgnaization closely to cross province note business, discover the circumstance such as big come-and-go and unusual wave motion should hint in time risk; Increase the spot inspection that steps province note business to banking finance orgnaization. Violate in the light of the irregularity that be superintended daily and discovers in the examination compasses conduction business, undeserved trade and cover the issue of business of of all kinds note such as benefit, supervise and urge banking finance orgnaization is rectified and reform seriously, gravity asks duty, perfect inside accuse, jam flaw. Violate compasses act to breaking the law badly, should depend on lawfully compasses from severe from heavy punishment.